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Southtowns Financial Group, Inc.

3438 Orchard Park Rd.

Orchard Park, NY 14127

Phone: 716-662-0070

Mon-Fri: 8:00 AM - 5:00 PM

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Office: 716-662-0070

3438 Orchard Park Rd.

Orchard Park, NY 14127

info@familyvalu.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2026 FMG Suite.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC Member SIPC 300 Corporate Parkway, Ste. 216N, Amherst, NY 14226 (716)662-0070. Southtowns Financial Group, Inc. is not a subsidiary or affiliate of MML Investors Services LLC or its affiliated companies.

The information provided is not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

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